Saturday, December 13, 2014

Sat, Dec 13, 2014, 7:42pm EST - US Markets are closed

This one uberskill will always keep you employed


Yahoo Finance


Woman in air doing a split

Source: Thinkstock
Everybody wants a highly rewarding job in a recession-proof field. But the labor market changes constantly and a safe job today can be an endangered one tomorrow.

There’s one vital skill, however, that transcends many jobs and fields and may be every worker’s best shot at financial security. Schools don’t usually teach it, and employers don’t usually mention it in job postings. Yet it will help you get hired, outperform your peers, find the best opportunities and stay a step or two ahead of the computers, robots and other machines that are making many jobs obsolete.

The skill is conceptualization: the ability to see how the elements of an abstract whole fit together and to identify problems that need to be addressed before others do.

That might seem like a fuzzy, well, concept, but scholars and policymakers struggle to come up with any other single qualification that will allow middle-class Americans to enjoy the living standards they've come to expect. Even though the U.S. job market finally seems to be recovering in earnest, the digital revolution is transforming the economy into one that requires far fewer workers to sustain industries such as manufacturing, finance, business services, education and, of course, information. Many workers aiming for a middle-class lifestyle are already discovering that any job a machine can do nearly as well as a human is likely to become automated. There are more robots on many assembly lines than there are people. Bank tellers have become an endangered species as more people manage their money through ATMs, web sites and smartphones.

Seeing the big picture

At a recent panel discussion on job displacement sponsored by consulting firm McKinsey, economist Martin Baily of the Brookings Institution identified conceptualizers as "the people who can take advantage of technology" and are the ones most likely to get ahead in the digital economy. There's no standard definition of a conceptualizer, but employers usually recognize them as creative problem-solvers who see the big picture and make insightful connections in ways even a supercomputer can’t. They might have technical skills, but they also tend to read a lot, write well and show curiosity in many unrelated things.

“You have to be able to express yourself and explain, what’s the problem we’re trying to deal with here?” Baily said in a follow-up phone interview. “It’s a scarce skill that is highly valued in our society.”

[Get the Latest Market Data and News with the Yahoo Finance App]

A lot of famous entrepreneurs fit the profile, including FedEx (FDX) founder Fred Smith, Apple (AAPL) prodigal son Steve Jobs and Facebook (FB) CEO Mark Zuckerberg. All of them built (or rebuilt, in Jobs's case) successful companies by using emerging technologies to meet an important marketplace need in ways no one had done before. But the ability to conceptualize can be a standout skill at all levels of the labor market, especially when it involves creative ways to use new technology or other workplace tools. A few examples from the rank and file:

Auto mechanic. The job today involves the use of electronics to diagnose and address problems, yet it still requires human-powered logic to sort out puzzles data can only hint at. Plus, cars these days rely on numerous computerized gizmos that require new skills to understand and care for.

Plumber. Some plumbing problems come straight out of a textbook, but plumbers and other tradespeople also have to deal with unpredictable situations that require creative workarounds. High-tech drain cameras can reveal what’s deep in the pipes, for instance, but they can’t explain how to fix every leak or determine what caused a busted line underground.

Salesperson. Anybody can take an order. Anticipating a customer’s future needs or finding new ways to provide valuable services is a lot harder. There’s no shortage of market analytics to help companies drum up business. Yet employers in many fields say effective salespeople able to think ahead are hard to find and hold on to.

Logistician. It’s a huge world, and tons of stuff moves around in the global economy, which means efficient logistics can provide a key competitive edge -- just ask Apple or Walmart (WMT). Talented people with a knack for streamlining supply chains and finding more efficient ways to deliver products can sometimes work their way up from entry-level positions like retail clerk, without the need for a college degree.

Healthcare technician. The need for human insight to complement digital wizardry may be more intense in healthcare than in any other field. Caregivers at all levels have the opportunity to find new ways to improve care through the use of modern marvels such as digital medical records, remote diagnostics and health-related smartphone apps.

There have always been conceptualizers who see opportunities more clearly than others, but such distinctive skills are becoming far more important as machines increasingly take jobs from humans. The most vulnerable jobs are those that involve repetitive, predictable tasks and not a lot of cognitive insight. Conceptualizers, by contrast, use machines to become more productive instead of competing with them.

“They figure out how the process is going to work,” says economist Tara Sinclair of job-search site Indeed.com. “They figure out what the robots are going to do.” The skill is valuable become so many workers simply follow instructions or do things the way they always have, instead of thinking up ways to deliver packages by drone, if, say, you're Amazon (AMZN), or generate addictive new types of programming, if you're Netflix (NFLX).

Most employers would love to hire good conceptualizers throughout the ranks—but there’s no reliable way to tell who they are until you’ve worked with them for a while. “It’s hard to get from a resume,” says Baily, “but if you work with them you can tell fairly quickly.” Conceptualizers cut to the core of a problem quickly rather than dithering on the edges. They adapt well to teams and can manage different personalities well, whether they’re the boss or just a colleague. And while they don’t always have a trophy education, they outperform their peers by combining street smarts with soft skills such as the ability to read people.

Since “conceptualization” isn’t a college major and “conceptualizer” isn’t a job description, those familiar lists of best jobs for the 21st century will continue to overlook the importance of this universal skill. But employers won’t, even if they aren’t exactly sure how to describe what they’re looking for.

Rick Newman’s latest book is Rebounders: How Winners Pivot From Setback To Success. Follow him on Twitter: @rickjnewman.

Jason Evangelho Contributor
I provide honest reviews and opinions on the bleeding edge of gaming full bio →
Opinions expressed by Forbes Contributors are their own.
Tech 73,856 views

New Windows 7 Patch Is Effectively Malware, Disables Graphics Driver Updates And Windows Defender

If you have Windows 7 set to automatically update every Tuesday, it’s time to permanently disable that feature with a vengeance. Microsoft MSFT -0.36% has just confirmed that a recent update — specifically KB 3004394 — is causing a range of serious problems and recommends removing it.

The first issue that caught my attention, via AMD’s Robert Hallock, is that KB 3004394 blocks the installation or update of graphics drivers such as AMD’s new Catalyst Omega. Nvidia users are also reporting difficulty installing GeForce drivers, though I can’t confirm this personally as my machines are all Windows 8.1. Hallock recommended manually uninstalling the update, advice now echoed officially by Microsoft.
windows7-7232
Unfortunately this newest update isn’t limited to graphics driver problems. Redmond hasn’t directly divulged each and every issue, but Microsoft’s Answer Forum is littered with tech-savvy users reporting that USB 3.0 drivers are broken and User Account Control (UAC) prompts have gone haywire. Microsoft has acknowledged that it even prevents the installation of future Windows Updates.

Perhaps most troubling is that the Windows Defender service – crucial software that blocks viruses and malware — has been disabled by the update.

Note that these problems are isolated to Windows 7 users.
AMD Robert HallockRemoving KB3004394

Microsoft has issued a patch to patch the patch (sorry, couldn’t resist that one), which is KB3024777 and is available directly through Windows Update. My advice? Just manually remove the problem by browsing to Control Panel -> Windows Update -> View Update History -> Installed Updates. Then, highlight the update named KB3004394 and click the “Uninstall” button. This is confirmed to resolve the issues, and Microsoft has removed the original update from the pipeline.

If you are on automatic updates, it’s possible KB3024777 has already installed itself and made things right. Still, a lot of Windows 7 customers from casual to gamers to power users will have been affected by this, and I’ve heard numerous firsthand reports from readers who’ve been pulling their hair out over this. Some even forked over cash to their local computer shops to troubleshoot what they couldn’t identify and fix themselves.

The moral of the story is this: Return to your main Windows Update area and change your settings from “Install updates automatically” to “Check for updates but let me choose whether to download and install them.”

See, Microsoft has a bit of a spotty track record with Windows Updates, and this isn’t the first one to cripple systems. My recommendation is to install system updates about two weeks after they’ve been released, allowing enough time for any potential problems to be identified by users, reported on by the press, and fixed by Microsoft.

I have to close this with a frighteningly accurate observation from InfoWorld about this situation: “Microsoft has the all-time best Windows malware delivery system.” They’re right. The definition of Malware is “any software used to disrupt computer operation.”

Friday, December 12, 2014




Couple Wins $1M Suit Against Major Bank for 'Outrageous' Robocall Harassment


Good Morning America


Bank of America is being forced to hand over more than $1 million to a Florida couple after the bank flooded them with hundreds of loan collection calls for years – the latest example of alleged behavior that has cost the bank tens of millions.

In a complaint filed in July, attorneys for Nelson and Joyce Coniglio said that the couple had been on the receiving end of “patterns of outrageous, abusive and harassing conduct” by a subsidiary of Bank of America that included 700 calls in four years, after the bank said the couple fell behind on mortgage loan payments in 2009. The Coniglios also received "threatening collection letters asserting false and misleading information,” the complaint said.

The couple sent multiple letters from legal representation asking the bank to stop, but the calls -- sometimes up to five a day -- continued. The complaint describes automated calls leaving repeated pre-recorded messages.

“If I did what Bank of America did, I’d probably be behind bars,” Joyce Coniglio told CBS News' Tampa affiliate WTSP.

ABC News Fixer: How to Stop Telemarketing Calls

In the end, a Florida judge awarded the couple $1,051,000 -- approximately $1,500 for every call -- in addition to court costs and attorney fees.

"This judgment against Bank of America is an epic win for consumers across the country," Billy Howard, an attorney for the Coniglios told ABC News. "It's time to fight back against these 'robo-bullies'."

Bank of America initially declined to comment on the case, but late Thursday sent ABC News a statement regarding the Coniglios case:

“Bank of America has helped 2 million homeowners avoid foreclosure. Our calls to the Coniglios were not to collect a debt, but rather to help them avoid foreclosure after they fell behind on their mortgage payments in 2009," Bank of America Senior Vice President Dan Frahm said. "Because our calls were not answered and our efforts to help the Coniglios avoid foreclosure were urgent, these calls continued. We are committed to help homeowners in need of assistance avoid foreclosure."

The Coniglios' case was not the first time Bank of America has faced accusations of intense harassment by phone.

In September 2013, the bank paid a record $32 million to settle a class action lawsuit with a reported 7.7 million customers who claimed they were harassed by such “robocalls.” In that case, Bank of America said it denied the allegations but settled to avoid further legal costs.

Complaints have rolled in from both credit card and mortgage loan customers of the bank, including an Indiana man who told ABC News that he and his wife received at least 600 calls even though their house was surrendered after his wife filed for bankruptcy.

“They would just constantly call,” said the man, a hospital nurse who did not want his name published due to concerns about harassment.

He said he repeatedly told the bank’s representatives that it was illegal to auto-dial his cell phone, to no avail. “It was almost like they didn’t care,” he said.

An elderly couple in California claims they got 2,000 calls from Bank of America. A woman in Arkansas said she got 350 calls.

Back in 2010, an ABC News investigation found that a Texas-based company Bank of America had contracted to make debt collection calls were using racist and obscene language to try to coax debts from customers.

“What’s up, you f---ing n----r?” said one of the collection agents in a message to 32-year-old Allen Jones of Dallas, who at the time owed $81 on his Bank of America credit card.


“This is your f---ing wake up call, man,” the debt collector said in a message left at Jones’ home at 6:30 a.m. Then another call: “You little, lazy ass bitch, get your mother f---ing ass up and go pick some mother f---ing cotton fields, bitch.”

Two days following the 2010 ABC News report, Bank of America fired the debt collection agency, though the bank said the decision was not related to the television report.

Thursday, December 11, 2014

Sweden targets Pirate Bay again after complaint

COPENHAGEN, Denmark (AP) — Swedish police have raided a server room in Stockholm in an action targeting the file-sharing website The Pirate Bay.

Police spokesman Paul Pinder said Wednesday the raid took place after Rights Alliance, a Swedish Internet anti-piracy group, had reported Pirate Bay for alleged copyright violations. He declined to give further details.

He said the file-sharing website went down shortly after Tuesday's raid.

On its website, Rights Alliance head Sara Lindback said Pirate Bay is "an illegal commercial service" making "considerable earnings by infringing the works of others."

Pirate Bay is one of the world's biggest free file-sharing websites offers millions of users a forum for downloading music, movies and computer games. The entertainment industry has failed to shut it down, even after its operators were convicted of copyright violations.

Tuesday, December 9, 2014

Wired

Pirate Bay Has Been Raided and Taken Down: Here’s What We Know



pirate-bay-logo
Getty Images/WIRED

The popular file-sharing service Pirate Bay was taken down today following a raid in Sweden by police who seized servers and computers. 
The Pirate Bay portal went down Tuesday morning after Swedish police raided a server room in Stockholm over alleged copyright violations. In addition to its file-sharing section, Pirate Bay’s forum Suprbay.org was also down.

“There were a number of police officers and digital forensics experts there. This took place during the morning and continued until this afternoon. Several servers and computers were seized, but I cannot say exactly how many,” Swedish prosecutor Fredrik Ingblad told Radio Sweden.

Pirate Bay may not be the only target. According to TorrentFreak, other sites related to file sharing such as EZTV, Zoink, and Torrage went down today as well, though it’s not yet known if they were also raided.
Founded in 2003, Pirate Bay has been in the legal crosshairs for years, but has managed to stay afloat despite efforts by governments, anti-piracy groups and the music and film industries to close it down. Today’s raid comes after a number of recent events have occurred around the service, putting it in the spotlight once again.

The Timeline of Pirate Bay’s Recent Troubles

In October, Pirate Bay’s co-founder, the Swedish national Gottfrid Svartholm, was found guilty in Denmark and sentenced to 3.5 years in prison. Although the conviction this time was unrelated to file-sharing, it follows a previous 2009 conviction on copyright violations related to the file-sharing service. Svartholm had been convicted on the copyright charges along with his Pirate Bay co-founders, Fredrik Neij, Peter Sunde, and Swedish telecommunitations owner Carl Lundstrom. While all three had been apprehended, Neij went on the lam, however.

But just last month, Neij was arrested at the Thailand-Laos border on the 2009 conviction.

And last week a French court ordered ISPs in that country to block access to Pirate Bay, as well as any of its mirror sites, from within French territory.

Then days ago Google removed and banned a number of third-party Pirate Bay file-sharing apps from the Google Play store. The apps help users circumvent blocks instated by ISPs to prevent users from accessing Pirate Bay.

Today’s raid comes after some of the movie files stolen from Sony Pictures Entertainment in its recent hack became available for download through links at Pirate Bay. It’s unknown if the raid and takedown were instigated by the distribution of those Sony files.

Today’s raid comes after some of the movie files stolen from Sony Pictures Entertainment in its recent hack became available for download through links at Pirate Bay.
Despite the previous convictions, Pirate Bay has managed to forge ahead without its founders, catering to millions of daily users. Although today’s raid is not the first—Pirate Bay was also raided in 2006—in 2012 its operators bragged that they had moved their operations to the cloud to make the service virtually impervious to police raids. By hosting their operation from multiple cloud hosting providers located in a number of countries, a single police raid would not be able to disrupt their operation. Or so they thought.

It’s unclear how long authorities can keep Pirate Bay down this time before it pops up again.

Monday, December 8, 2014

Why Was a 6-Year-Old Handcuffed at School?

Rachel Bertsche
Why Was a 6-Year-Old Handcuffed at School?
Photo by Thinkstock

When a Georgia mother arrived at her 6-year-old son’s school last week in response to a call that he was misbehaving, she was greeted by a shocking surprise: 

Lakaisha Reid’s 6-year-old son Patrick is a special needs student at Pine Ridge Elementary in Stone Mountain, Ga. On the morning of December 5, Reid got a call from the school asking her to pick up her son and bring him home early. “They said he wasn’t having a good day,” Reid tells Yahoo Parenting. “My husband and I walked into the school and heard my son yelling and screaming.” The couple found him in a room on his knees with his hands cuffed behind his back. The school resource officer was standing behind Patrick, holding him in place.

“The first thing I said was ‘Get those handcuffs off my kid,’ because that’s something no mother wants to see on a 6-year-old,” the mom of four says. “He wasn’t robbing anyone, he wasn’t harming anyone. Kids should know if you do something wrong you will pay a consequence, but handcuffs at 6? That’s not right.”

The DeKalb County School District sent the following statement to Yahoo Parenting: “A six year old student at Pine Ridge Elementary School was acting in a disruptive manner and being self-destructive during school today. He ran out of school onto a busy, public street and was pursued by three school staff members. The student was secured and returned to the school and placed in a room with a special education teacher, the school counselor and the School Resource Officer (SRO) to protect him from doing harm to himself. After several unsuccessful attempts, his parents were contacted and asked to come immediately to the school.  For approximately one hour, the student was scratching, kicking and hitting school personnel and continued to exhibit violent behavior, running into walls, banging his head on tables and placing his health at risk.  At this point, the SRO placed handcuffs on the student to protect him from harming himself.  When the parents arrived, they were told the student was handcuffed for his personal safety.” 

However, Reid insists that her son’s bruises are the result of using handcuffs. “If he was running into walls and hurting himself, he would have scratches and other bruises,” she says. “Plus, how did he even get to the front door to get out of the school? Who is doing their job there?”
 
Reid says she has been called to the school on other occasions for her son’s behavioral problems. The boy is enrolled in an Individualized Education Program (IEP) which aims to address a student’s learning or behavioral issues. The program also calls for a specific response when students act up. “They are trained to calm him down, to soothe him, to restrain him with their hands if necessary,” she says. “Handcuffs shouldn’t be in the picture. That causes more problems. I want him to be safe – that’s what an IEP is for.”

Forcefully restraining students is a surprisingly common practice. A recent study conducted by the nonprofit news organization ProPublica found that the practice of restraining or secluding students (confining them against their will) was used more than 267,000 times nationwide in the 2012 school year. A letter issued to schools that same year by U.S. Secretary of Education Arne Duncan urged educators to avoid these tactics. “Every effort should be made to prevent the need for the use of restraint and seclusion. … Any behavioral intervention must be consistent with the child’s rights to be treated with dignity and to be free from abuse,” Duncan wrote. “Restraint or seclusion should never be used except in situations where a child’s behavior poses imminent danger of serious physical harm to self or others, and restraint and seclusion should be avoided to the greatest extent possible without endangering the safety of students and staff. … As many reports have documented, the use of restraint and seclusion can have very serious consequences, including, most tragically, death.  Furthermore, there continues to be no evidence that using restraint or seclusion is effective in reducing the occurrence of the problem behaviors that frequently precipitate the use of such techniques.”

Reid says Patrick won’t return to school before she meets with his teachers on Thursday. “He’s not ready to go back,” she says. In the meantime, Reid says she hopes that the school resource officers will receive special training for how to handle students with special needs.

The school echoed her sentiment in its statement. “Additional training for School Resource Officers and other school staff for dealing with similar circumstances will be provided.”

Couple Fights for Custody of Children Following Unassisted Home Birth

Beth Greenfield
Couple Fights for Custody of Children Following Unassisted Home Birth
Cleave Rengo, Erica May Carey and their children. Photo by Facebook.

Erica May Carey gave birth to her twins, a son and a daughter, just two months ago, but she and her husband Cleave Rengo say they have barely seen them since. That’s because Child Protective Services removed the babies, along with her 1-year-old son, from the family’s home in Bellingham, Wash., just a few days after they were born, reports King 5 News. UPDATE: On Friday, according to local reports, the children were returned to their home, although they remain under state protection; a judge ordered the parents to seek out counseling as a condition of the babies’ return.


The parents say they believe their children were removed in the first place because Carey, 29, gave birth to the babies at home, without the assistance of a midwife, and because she refused to take them to the hospital for an exam when paramedics, presumably summoned by a neighbor, showed up at her door. (The mom and dad, incidentally, did not know they were having twins until after the first baby was born, as Carey says she never had an ultrasound during her pregnancy.) Also reportedly at issue is the older child’s case of eczema, and the parents’ decision to treat it with natural rather than steroid-based remedies. The parents say they made their decisions based on their Christian beliefs. They had petitioned the Superior Court of Washington on Tuesday for custody of their children.


The case has been drawing massive attention from civil-rights supporters — with a Facebook support page set up to help raise legal funds — as well as from state politicians. “Over the past several days, hundreds of you have made your voices heard about a current case with our Child Protective Services in Washington regarding the Rengo family,” Gov. Jay Inslee noted on his official Facebook page on Thursday. “I want to thank you for your concern and willingness to be vocal.”
image
Rengo with his older son in 2013. Photo by Facebook.

He continued, “I’d like to be clear: every child’s safety is our top priority in situations like these. Rumors have circulated that the removal of the Rengo children was due to breastfeeding or their home births. Those rumors are false. Breastfeeding and home birthing are not factors that would cause CPS to take children from a home. Their removal from the home was based on factors unrelated to a home birth or breastfeeding.” For now, he explained, the court has determined the “Rengo children’s safety is at risk,” but that a hearing is ongoing to decide where the three babies should be.

During the hearing this week, the state “attempted to show an unstable household marked by numerous contacts with law enforcement … within the past two years and refusal to provide medical treatment to the children,” according to the Bellingham Herald.

Yahoo Parenting could not reach Children’s Protective Services on Friday. But the office did provide the following statement to King 5 News earlier in the week: “Due to confidentiality, we cannot discuss details, except to say that a court determined a child’s safety required removal from the home. No policy of Children’s Administration would allow a child to be taken due to a home birth. A home birth is not in any way a child safety risk factor in the view of Children’s Administration.”
image
Photo by Facebook

The story has been closely followed by Medical Kidnap, a part of Health Impact News that was started, according to its website, because of the growing number of stories like that of the Rengo family. “Due to the increasing frequency of stories being exposed regarding children taken away from their families for simply disagreeing with their doctors,” it notes, “we felt it was time to put up a completely separate website to document these tragic stories.”

Recent tales with a similar theme include that of Florida mom Sarah Markham, whose baby was briefly made a ward of the state following a disagreement she had with her pediatrician about vegan formula. Previously, there was “baby Sammy,” the Sacramento, Calif., 5-month-old who was put into protective custody after parents Anna and Alex Nikolayev left a hospital to seek a second opinion after being told their son needed open-heart surgery. Police showed up at their home a day later and, in an incident caught on home video, seized the baby. He was returned home after a week.

The most well-known of this cases is that of Justina Pelletier, in which Boston Children’s Hospital fought for and won temporary state custody of her over a disagreement with parents about a controversial medical diagnosis.

The Rengo case, the site reports, “is another medical kidnapping, according to the parents. The Rengos have chosen a wholesome, holistic lifestyle, based in their Christian faith. But CPS has stepped in to override the parents’ decisions. Now Erica and Cleave are living what they call a nightmare, separated from their children for reasons that don’t make any sense at all to them.”

After the paramedics came and suggested the twins be taken to the hospital, which the parents refused because of their fragile immune systems, the site adds, CPS social workers appeared, and were concerned about eczema on their older boy’s skin. The couple says they agreed to a trip to the pediatrician, “who said the babies were doing fine. The only concern was that the twins were slow to gain weight. At the time, Erica was trying to maintain a supply for three breastfeeding babies. She says she followed the pediatrician’s advice to supplement with formula, and the babies promptly got back on track with weight gain.”

The family’s lawyer, Stephen Pidgeon, could not be reached for comment on Friday. But according to the Bellingham Herald, the couple says that since being taken from their home, their older son has developed pneumonia and ear infections and that one of the twins now has reflux.

“There was no abuse, no neglect,” Rengo, 23, told the newspaper. “This is a misunderstanding. We just miss them dearly and want them back.”